:root{
  --bg:#0C2B2A; --bg2:#0a2423; --panel:#103230; --panel-line:rgba(255,255,255,.08);
  --teal:#00A19C; --teal-deep:#007C78; --teal-bright:#36C7BF; --teal-deepest:#005a57;
  --gold:#CDA54E; --gold-deep:#B98A2E;
  --card:#ffffff; --card-soft:#F0F4F3; --mint:#E2F2F1; --line:#E6ECEA; --line2:#DDE4E2;
  --ink:#14302E; --muted:#5E6E6B; --muted2:#8A9794;
  --ok:#1f9d57; --warn:#B98A2E; --bad:#d65745;
  --shadow:0 10px 30px rgba(0,0,0,.18); --shadow-sm:0 4px 14px rgba(4,30,28,.10);
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{font-family:'Plus Jakarta Sans',system-ui,-apple-system,sans-serif;background:var(--bg);color:var(--ink);font-size:15px;line-height:1.5}
a{color:var(--teal-deep);text-decoration:none}
.app{display:flex;min-height:100vh}
.droplet{display:block}
.droplet path{fill:currentColor}

/* sidebar */
.side{width:252px;background:linear-gradient(180deg,#0C2B2A 0%,#0a2423 100%);color:#dfeae8;position:fixed;height:100vh;display:flex;flex-direction:column;border-right:1px solid var(--panel-line)}
.brand{padding:24px 22px 18px;display:flex;align-items:center;gap:12px;border-bottom:1px solid var(--panel-line)}
.brand .mark{width:34px;height:40px;color:var(--teal-bright)}
.brand b{font-weight:800;letter-spacing:.4px;font-size:15px;color:#fff}
.brand small{display:block;opacity:.7;font-size:10.5px;letter-spacing:2.5px;font-weight:700;color:var(--teal-bright)}
.nav{padding:16px 12px;flex:1}
.nav a{display:flex;align-items:center;gap:11px;color:#bcd0cd;padding:11px 14px;border-radius:11px;margin-bottom:4px;font-weight:500}
.nav a:hover{background:rgba(255,255,255,.07);color:#fff}
.nav a.active{background:linear-gradient(135deg,var(--teal),var(--teal-deep));color:#fff;font-weight:600;box-shadow:0 6px 16px rgba(0,161,156,.35)}
.nav .ic{width:20px;text-align:center}
.side .who{padding:16px 20px;border-top:1px solid var(--panel-line);font-size:13px;color:#cfe0de}
.side .who b{display:block;color:#fff}
.side .who a{color:var(--gold);font-size:12px;font-weight:600}

/* main */
.main{margin-left:252px;flex:1;padding:0 0 60px}
.topbar{background:rgba(12,43,42,.92);backdrop-filter:blur(8px);padding:20px 34px;display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--panel-line);position:sticky;top:0;z-index:20}
.topbar h1{font-size:21px;margin:0;color:#fff;font-weight:800}
.topbar .sub{color:#9aa7a4;font-size:13px;margin-top:2px}
.yearpill{background:rgba(0,161,156,.18);color:var(--teal-bright);border:1px solid rgba(54,199,191,.3);border-radius:20px;padding:6px 16px;font-size:13px;font-weight:600}
.wrap{padding:28px 34px;max-width:1180px}

/* cards & grid */
.grid{display:grid;gap:18px}
.g4{grid-template-columns:repeat(4,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.card{background:var(--card);border-radius:18px;padding:22px;box-shadow:var(--shadow-sm);border:1px solid var(--line)}
.card h3{margin:0 0 14px;font-size:15px;font-weight:700}
.kpi{background:var(--card);border-radius:18px;padding:20px;box-shadow:var(--shadow-sm);border:1px solid var(--line);position:relative;overflow:hidden}
.kpi .lab{color:var(--muted);font-size:13px;font-weight:600}
.kpi .val{font-size:27px;font-weight:800;margin-top:6px;color:var(--ink)}
.kpi .ic{position:absolute;right:16px;top:16px;font-size:22px;opacity:.16}
.kpi.accent{background:linear-gradient(135deg,#00A19C,#007C78);color:#fff;border:none}
.kpi.accent .lab,.kpi.accent .val{color:#fff}
.kpi.accent .lab{opacity:.9}
.kpi.gold{background:linear-gradient(135deg,#CDA54E,#B98A2E);color:#fff;border:none}
.kpi.gold .lab,.kpi.gold .val{color:#fff}
.kpi.gold .lab{opacity:.92}

/* hero balance */
.hero{background:linear-gradient(120deg,#007C78,#00A19C 58%,#36C7BF);color:#fff;border-radius:22px;padding:30px 32px;box-shadow:var(--shadow);position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-50px;top:-50px;width:200px;height:200px;border-radius:50%;background:rgba(255,255,255,.10)}
.hero:before{content:"";position:absolute;right:60px;bottom:-70px;width:150px;height:150px;border-radius:50%;background:rgba(255,255,255,.06)}
.hero .lab{opacity:.9;font-size:14px;font-weight:500}
.hero .big{font-size:44px;font-weight:800;margin:6px 0 2px;letter-spacing:-.5px}
.hero .meta{display:flex;gap:32px;margin-top:18px;flex-wrap:wrap}
.hero .meta div{font-size:13px;opacity:.92}
.hero .meta b{display:block;font-size:18px;font-weight:700;margin-top:2px}
.bar{height:10px;background:rgba(255,255,255,.25);border-radius:6px;margin-top:16px;overflow:hidden}
.bar > i{display:block;height:100%;background:var(--gold);border-radius:6px}

/* benefit tiles */
.btile{background:var(--card);border-radius:18px;padding:18px;box-shadow:var(--shadow-sm);border:1px solid var(--line);border-top:4px solid var(--teal)}
.btile .top{display:flex;justify-content:space-between;align-items:flex-start}
.btile .nm{font-weight:700;font-size:15px}
.btile .ds{color:var(--muted);font-size:12.5px;margin:6px 0 12px;min-height:34px}
.btile .amt{font-size:20px;font-weight:800}
.btile .cap{color:var(--muted2);font-size:12px}
.chip{display:inline-flex;width:44px;height:44px;border-radius:13px;align-items:center;justify-content:center;font-size:21px;color:#fff}
.mini-bar{height:7px;background:var(--line);border-radius:5px;margin-top:12px;overflow:hidden}
.mini-bar > i{display:block;height:100%;border-radius:5px}

/* table */
table{width:100%;border-collapse:collapse;font-size:14px}
th{text-align:left;color:var(--muted2);font-weight:700;font-size:11.5px;text-transform:uppercase;letter-spacing:.5px;padding:10px 12px;border-bottom:2px solid var(--line)}
td{padding:13px 12px;border-bottom:1px solid var(--line)}
tr:hover td{background:var(--mint)}
.tag{display:inline-block;padding:4px 11px;border-radius:20px;font-size:11.5px;font-weight:700;letter-spacing:.3px}
.t-PAID{background:#e4f6ec;color:#1f8a4d}
.t-APPROVED{background:#e2f2f1;color:#0a8f86}
.t-PENDING{background:#f8efd8;color:#9a7b27}
.t-REJECTED{background:#fbe6e2;color:#c0432f}
.dot{display:inline-block;width:9px;height:9px;border-radius:50%;margin-right:7px;vertical-align:middle}

/* buttons & forms */
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--teal);color:#fff;border:none;padding:11px 20px;border-radius:11px;font-weight:600;font-size:14px;cursor:pointer;transition:.15s;font-family:inherit}
.btn:hover{background:var(--teal-deep)}
.btn.gold{background:var(--gold)} .btn.gold:hover{background:var(--gold-deep)}
.btn.ghost{background:#fff;color:var(--teal-deep);border:1.5px solid var(--teal)}
.btn.ghost:hover{background:var(--mint)}
.btn.sm{padding:7px 13px;font-size:13px;border-radius:9px}
.btn.ok{background:var(--ok)} .btn.bad{background:var(--bad)}
.btn.ok:hover{filter:brightness(.93)} .btn.bad:hover{filter:brightness(.93)}
label{display:block;font-weight:600;font-size:13px;margin:14px 0 6px}
input,select,textarea{width:100%;padding:11px 13px;border:1.5px solid var(--line2);border-radius:11px;font-size:14px;font-family:inherit;background:#fbfdfd}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(0,161,156,.12)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.hint{color:var(--muted);font-size:12.5px;margin-top:6px}

/* login */
.login-wrap{min-height:100vh;display:grid;grid-template-columns:1.05fr .95fr;background:var(--bg)}
.login-art{background:linear-gradient(155deg,#0C2B2A 0%,#007C78 70%,#00A19C 100%);color:#fff;padding:64px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden}
.login-art:after{content:"";position:absolute;right:-90px;bottom:-90px;width:340px;height:340px;border-radius:50%;background:rgba(54,199,191,.12)}
.login-art:before{content:"";position:absolute;left:-60px;top:-60px;width:200px;height:200px;border-radius:50%;background:rgba(255,255,255,.05)}
.login-art .lmark{width:60px;height:70px;color:#fff;margin-bottom:26px;position:relative;z-index:1}
.login-art h1{font-size:36px;margin:0 0 14px;line-height:1.18;font-weight:800;position:relative;z-index:1}
.login-art p{opacity:.9;font-size:16px;max-width:430px;position:relative;z-index:1}
.login-art .feat{margin-top:30px;display:flex;flex-direction:column;gap:12px;position:relative;z-index:1}
.login-art .feat span{display:flex;gap:10px;align-items:center;opacity:.95;font-size:14.5px}
.login-form{display:flex;align-items:center;justify-content:center;padding:40px;background:var(--card)}
.login-box{width:100%;max-width:380px}
.login-box h2{margin:0 0 6px;font-size:24px;font-weight:800}
.login-box .sub{color:var(--muted);margin-bottom:18px;font-size:14px}
.err{background:#fbe6e2;color:#c0432f;padding:11px 14px;border-radius:11px;font-size:13.5px;margin-bottom:14px;font-weight:500}
.demo-creds{margin-top:22px;background:var(--mint);border:1px dashed var(--teal);border-radius:13px;padding:14px 16px;font-size:12.5px;color:var(--muted)}
.demo-creds b{color:var(--ink)}
.section-title{font-size:13px;text-transform:uppercase;letter-spacing:.6px;color:#9aa7a4;font-weight:700;margin:28px 0 12px}
.flex-between{display:flex;justify-content:space-between;align-items:center}
.empty{text-align:center;color:var(--muted2);padding:40px}
@media(max-width:1080px){.g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:1fr}.login-wrap{grid-template-columns:1fr}.login-art{display:none}}

/* ===== Flexi chat assistant ===== */
.fab{position:fixed;right:26px;bottom:26px;z-index:60;width:60px;height:60px;border-radius:50%;border:none;cursor:pointer;
  background:linear-gradient(135deg,#00A19C,#007C78);color:#fff;box-shadow:0 10px 26px rgba(0,120,116,.45);
  display:flex;align-items:center;justify-content:center;font-size:26px;transition:transform .15s}
.fab:hover{transform:scale(1.06)}
.fab .badge{position:absolute;top:-3px;right:-3px;background:var(--gold);color:#3a2c08;font-size:10px;font-weight:800;border-radius:10px;padding:2px 6px}
.chatwin{position:fixed;right:26px;bottom:98px;z-index:61;width:380px;max-width:calc(100vw - 36px);height:560px;max-height:calc(100vh - 130px);
  background:#fff;border-radius:20px;box-shadow:0 24px 60px rgba(4,30,28,.32);display:none;flex-direction:column;overflow:hidden;border:1px solid var(--line)}
.chatwin.open{display:flex}
.chat-head{background:linear-gradient(135deg,#0C2B2A,#007C78);color:#fff;padding:16px 18px;display:flex;align-items:center;gap:12px}
.chat-head .av{width:38px;height:42px;color:var(--teal-bright)}
.chat-head b{font-size:15px;display:block}
.chat-head small{opacity:.8;font-size:12px}
.chat-head .x{margin-left:auto;background:rgba(255,255,255,.15);border:none;color:#fff;width:30px;height:30px;border-radius:50%;cursor:pointer;font-size:16px}
.chat-body{flex:1;overflow-y:auto;padding:18px;background:#F0F4F3;display:flex;flex-direction:column;gap:12px}
.msg{max-width:82%;padding:11px 14px;border-radius:15px;font-size:13.7px;line-height:1.5;white-space:pre-line}
.msg.bot{background:#fff;border:1px solid var(--line);color:var(--ink);align-self:flex-start;border-bottom-left-radius:5px}
.msg.me{background:linear-gradient(135deg,#00A19C,#007C78);color:#fff;align-self:flex-end;border-bottom-right-radius:5px}
.msg.bot b{color:var(--teal-deep)}
.msg.typing{color:var(--muted2);font-style:italic}
.chips{display:flex;flex-wrap:wrap;gap:7px;padding:0 18px 10px;background:#F0F4F3}
.chip-q{background:#fff;border:1.5px solid var(--teal);color:var(--teal-deep);border-radius:18px;padding:6px 12px;font-size:12.5px;cursor:pointer;font-family:inherit}
.chip-q:hover{background:var(--mint)}
.chat-input{display:flex;gap:8px;padding:12px;border-top:1px solid var(--line);background:#fff}
.chat-input input{flex:1;border-radius:22px;padding:11px 16px;border:1.5px solid var(--line2)}
.chat-input button{background:var(--teal);color:#fff;border:none;width:42px;height:42px;border-radius:50%;cursor:pointer;font-size:17px;flex:none}
.chat-input button:hover{background:var(--teal-deep)}